Tuesday, June 23, 2009

Mortgage Registration fees set to rise......

The NSW Department of Lands has again increased the registration fees for a number of dealings. From 1 July 2009, property owners will have to pay increased registration fees. The increases will affect purchasers and vendors alike.

The Increases will affect numerous dealings with the Lands Departments. Among the main dealing forms affected are::

  • Mortgages - Mortgage registration fees have increased to $95.00
  • Transfers - Transfer fees have increased to $190.00
  • Discharge of Mortgage - registration fees increased to $95.00

The increases will affect all documents lodged after 1 July 2009.

The NSW Government has effectively increased the transfer registration fee from $92.00 (as at 31 December 2008) to $190.00 effective 1 July 2009. This is an increase of 106% in just over 6 months.

Where is the resistance from the Liberal Opposition Leader? Who is protecting the property owners in NSW?

No doubt all the increased fees will be disclosed by the Banks at the time of issue of loan and Mortgage documentation. Borrowers need to be aware of the changes and the amounts that will be deducted from their accounts at settlement.

For further information regarding the increases, see the Department of Lands Circular - http://www.lands.nsw.gov.au/_media/lands/pdf/lpi_circulars/2009/2009-07_LPI_Fee_Changes_from_1_July_2009.pdf

Posted by Dean Carver - Solicitor at the Solicitors Property Centre